생명보험산업에서 상품 판매비중과 금리가 해약률에 미치는 영향에 관한 연구
DC Field | Value | Language |
---|---|---|
dc.contributor.author | 정세창 | - |
dc.contributor.author | 오승철 | - |
dc.contributor.author | 강중철 | - |
dc.date.accessioned | 2021-12-15T04:42:51Z | - |
dc.date.available | 2021-12-15T04:42:51Z | - |
dc.date.created | 2021-12-10 | - |
dc.date.issued | 2011 | - |
dc.identifier.issn | 1598-9402 | - |
dc.identifier.uri | https://scholarworks.bwise.kr/hongik/handle/2020.sw.hongik/20502 | - |
dc.description.abstract | The purpose of this study is to analyse the influence of product portfolio and interest rate on the lapse ratio. This issue is very important because of the recent introduction of IFRS and CFP. The fixed-effect model and the random-effect model are estimated with using panel data and the Hausman test is employed in order to select a model. The results of this study is summarized as follows. Firstly, the random effect model is selected. According to the model, the lapse rate increases as the portfolio of savings plan, sickness, and death increases and the interest rate is high. Secondly, health insurance and variable insurance product show a negative relationship with the lapse rate. | - |
dc.language | 한국어 | - |
dc.language.iso | ko | - |
dc.publisher | 한국데이터정보과학회 | - |
dc.title | 생명보험산업에서 상품 판매비중과 금리가 해약률에 미치는 영향에 관한 연구 | - |
dc.title.alternative | An empirical study on the influence of product portfolio and interest rate on the lapse rate in the life insurance industry | - |
dc.type | Article | - |
dc.contributor.affiliatedAuthor | 정세창 | - |
dc.identifier.bibliographicCitation | 한국데이터정보과학회지, v.22, no.1, pp.73 - 80 | - |
dc.relation.isPartOf | 한국데이터정보과학회지 | - |
dc.citation.title | 한국데이터정보과학회지 | - |
dc.citation.volume | 22 | - |
dc.citation.number | 1 | - |
dc.citation.startPage | 73 | - |
dc.citation.endPage | 80 | - |
dc.type.rims | ART | - |
dc.identifier.kciid | ART001522300 | - |
dc.description.journalClass | 2 | - |
dc.description.journalRegisteredClass | kci | - |
dc.subject.keywordAuthor | Fixed-effect model | - |
dc.subject.keywordAuthor | lapse rate | - |
dc.subject.keywordAuthor | life insurance | - |
dc.subject.keywordAuthor | random-effect model | - |
dc.subject.keywordAuthor | 고정효과모형 | - |
dc.subject.keywordAuthor | 생명보험 | - |
dc.subject.keywordAuthor | 확률효과모형 | - |
dc.subject.keywordAuthor | 해약률 | - |
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