중·장년층의 경제적, 관계적 노후준비와 생활환경이 생활만족도에 미치는 영향

Abstract

Objectives: The purpose of this study was to investigate the influences from the retirement provisions on life satisfaction among the middle aged adults in Korea. Method: A data set drawn from the self-report survey, was collected in a sample of 649 community –living middle aged adults during the January through February, 2011 in Korea, and was analyzed by employing the descriptive statistics, correlations, and hierarchical regressions. Results: Life satisfaction among the middle aged adults was positively correlated with education, assets, home ownerships, pension, financial investments, financial satisfaction on the retirement provisions, ratings on family relations, ratings on social capital, satisfaction on the neighborhood, satisfaction on housing, ratings on commercial service and ratings on the local government services. In the hierarchical regression models, education, financial satisfaction on the retirement provisions, ratings on the family relations, ratings on social capital, satisfaction on the neighborhood and ratings on the local government services significantly predicted the levels of life satisfaction in the middle aged adults. Conclusions: Limitations of this study are mentioned, and suggestions for future research are offered. Also, authors suggested, it is critical to include family relations, social capitals, and community living aspects as well as the family finances when the family life education program or family policy for retirement provision is planned.