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Student loan and credit risk in Korea
- Issue Date
- Oct-2015
- Publisher
- ELSEVIER SCIENCE SA
- Keywords
- Korea; Student loan; Default; Consumer finance; Credit risk
- Citation
- ECONOMICS LETTERS, v.135, pp.121 - 125
- Indexed
- SSCI
SCOPUS
- Journal Title
- ECONOMICS LETTERS
- Volume
- 135
- Start Page
- 121
- End Page
- 125
- ISSN
- 0165-1765
- Abstract
- This study first analyzes factors affecting default of student loans in Korea, using nationwide data. Default of student loans is a function of gender, major, loan balance, etc., being consistent with prior studies. However the effect of age and marital status in our analysis is not consistent with prior studies. We first document new variables affecting student loan defaults such as grace period and repayment period. (c) 2015 Elsevier B.V. All rights reserved.
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Collections - 서울 경영대학 > 서울 파이낸스경영학과 > 1. Journal Articles
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Related Researcher
- Jun, Sang Gyung
- SCHOOL OF BUSINESS (DEPARTMENT OF FINANCE)