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Student loan and credit risk in Korea
- Issue Date
- Oct-2015
- Publisher
- Elsevier BV
- Keywords
- Korea; Student loan; Default; Consumer finance; Credit risk
- Citation
- Economics Letters, v.135, pp 121 - 125
- Pages
- 5
- Indexed
- SSCI
SCOPUS
- Journal Title
- Economics Letters
- Volume
- 135
- Start Page
- 121
- End Page
- 125
- ISSN
- 0165-1765
1873-7374
- Abstract
- This study first analyzes factors affecting default of student loans in Korea, using nationwide data. Default of student loans is a function of gender, major, loan balance, etc., being consistent with prior studies. However the effect of age and marital status in our analysis is not consistent with prior studies. We first document new variables affecting student loan defaults such as grace period and repayment period. (c) 2015 Elsevier B.V. All rights reserved.
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Related Researcher
- Kang, Hyoung Goo
- SCHOOL OF BUSINESS (DEPARTMENT OF FINANCE)