A Study on the Influence of Financial Literacy and Psychological Factors on Financial Product Investment Attitude*
DC Field | Value | Language |
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dc.contributor.author | 조승호 | - |
dc.contributor.author | 정재만 | - |
dc.date.accessioned | 2023-10-16T01:40:04Z | - |
dc.date.available | 2023-10-16T01:40:04Z | - |
dc.date.created | 2023-10-16 | - |
dc.date.issued | 2023-08 | - |
dc.identifier.issn | 2765-401X | - |
dc.identifier.uri | https://scholarworks.bwise.kr/ssu/handle/2018.sw.ssu/44448 | - |
dc.description.abstract | This study empirically examines the impact of financial literacy and psychological factors on financial product investment attitudes. In this study, financial literacy is measured by two dimensions: financial knowledge and investment knowledge. The psychological factors measured in this study are self-efficacy and self-superiority, based on social cognitive theory. To investigate the effects of these two sets of variables, a survey was conducted targeting individuals aged 20 to 40. A total of 194 participants took part in the survey. The analysis of the research results, conducted through regression analysis, showed that financial knowledge did not emerge as a significant variable in influencing financial product investment attitudes. On the other hand, investment knowledge was found to have a significant impact on financial product investment attitudes. Among the psychological factors, self-superiority did not emerge as a significant variable, whereas self-efficacy significantly influenced financial product investment attitudes. The findings of this study suggest that investment knowledge, which measures concrete knowledge about financial products, is associated with a more aggressive investment propensity, as individuals with higher objective investment knowledge are more likely to exhibit a proactive investment behavior. In terms of psychological aspects, individuals with higher self-efficacy, meaning greater confidence in their ability to accomplish tasks or goals, are more likely to opt for riskier investment products. | - |
dc.language | 영어 | - |
dc.language.iso | en | - |
dc.publisher | 한국비즈니스학회 | - |
dc.relation.isPartOf | 비즈니스융복합연구 | - |
dc.title | A Study on the Influence of Financial Literacy and Psychological Factors on Financial Product Investment Attitude* | - |
dc.title.alternative | A Study on the Influence of Financial Literacy and Psychological Factors on Financial Product Investment Attitude* | - |
dc.type | Article | - |
dc.identifier.doi | 10.31152/JB.2023.08.8.4.39 | - |
dc.type.rims | ART | - |
dc.identifier.bibliographicCitation | 비즈니스융복합연구, v.8, no.4, pp.39 - 46 | - |
dc.identifier.kciid | ART002995327 | - |
dc.description.journalClass | 2 | - |
dc.citation.endPage | 46 | - |
dc.citation.number | 4 | - |
dc.citation.startPage | 39 | - |
dc.citation.title | 비즈니스융복합연구 | - |
dc.citation.volume | 8 | - |
dc.contributor.affiliatedAuthor | 조승호 | - |
dc.contributor.affiliatedAuthor | 정재만 | - |
dc.identifier.url | https://www.dbpia.co.kr/journal/articleDetail?nodeId=NODE11519646&language=ko_KR&hasTopBanner=true | - |
dc.description.isOpenAccess | N | - |
dc.subject.keywordAuthor | self-efficacy | - |
dc.subject.keywordAuthor | self-superiority | - |
dc.subject.keywordAuthor | financial knowledge | - |
dc.subject.keywordAuthor | investment knowledge | - |
dc.subject.keywordAuthor | financial product investment attitudes | - |
dc.description.journalRegisteredClass | kci | - |
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